THE 25-POINT FAMILY PROTECTION SCORECARD

Find out where your family is protected, where you may be exposed, and what to fix first.

Why This Matters

Most families are not unprotected because they do not care. They are exposed because nobody taught them what needed to be in place. This 10-minute scorecard reviews your cash flow, income protection, children, legal basics, and emergency instructions.

How To Score

Give yourself 1 point for every statement that is complete. Answer No or Not Sure? Give yourself 0 points. Then total your score out of 25.

THIS IS NOT ABOUT SHAME. THIS IS ABOUT STRATEGY.

The people you love should not have to guess their way through a crisis.

THE 25-POINT FAMILY PROTECTION SCORECARD

Full Name *

Email *

Phone *

By checking this box, I consent to receive non-marketing text messages from 561 Financial about Educational Information. Message frequency varies, message & data rates may apply. Text HELP for assistance, reply STOP to opt out.

By checking this box, I consent to receive marketing and promotional messages including special offers, discounts, new product updates among others, from 561 Financial at the phone number provided. Frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out.

Privacy Policy

The 25-Point Checklist

CHECK ONE BOX FOR EACH COMPLETED STATEMENT. EACH CHECK = 1 POINT.

PROTECT THE CASH FLOW

I know my exact monthly household income.

I know my exact monthly household expenses.

I have at least $1,000 in starter emergency savings.

I have a plan to build 3-6 months of emergency savings.

Protect the Cash Flow

PROTECT THE INCOME

I have life insurance outside of my job.

I know how much life insurance my family needs.

My spouse, co-parent, or income provider has adequate coverage.

I reviewed my life insurance beneficiaries in the last 12 months.

I have a plan if illness or injury prevents me from working.

PROTECT THE BABIES

I identified who should care for my child or dependents.

I have written emergency childcare instructions.

I discussed my wishes with the potential caregiver or guardian.

I have a plan for major dependent expenses if I am gone.

I started or considered a child savings or investment plan.

PROTECT THE DECISIONS

I have a will or have started creating one.

I have a power of attorney or know I need one.

I have a healthcare directive or medical decision-maker.

My major accounts have updated beneficiaries.

My home, vehicle, business, and property records are accurate.

PROTECT THE INSTRUCTIONS

I have a central place for important documents.

Someone trusted knows where to find my emergency documents.

I have a secure list of accounts, bills, policies, and contacts.

I have had a protection conversation with someone trusted.

I have a written 30-day plan to fix my top protection gaps.

Total Score:

YOUR SCORE RESULTS:

0-8 Points - Exposed

A disruption could create immediate financial,

legal, or caregiving stress. This is not failure; it is a

clear signal to build the essentials now.

FOCUS FIRST

Emergency cash, life insurance, beneficiaries,

guardian plan, key documents

9-16 Points - Partially Protected

You have some pieces in place, but important gaps

could still cause delays, confusion, or financial

strain. Welcome to the cleanup stage.

FOCUS FIRST

Coverage review, document vault, child

instructions, 90-day plan

17-21 Points - Strong Foundation

Many important protections are in place. Now

tighten the weak spots, confirm everything is

current, and build beyond basic protection.

FOCUS FIRST

Annual reviews, savings, current legal

documents, wealth-building

22-25 Points - Legacy Ready

THE 25-POINT FAMILY PROTECTION SCORECARD

Why This Matters

Most families are not unprotected because they do not care. They are exposed because nobody taught them what needed to be in place. This 10-minute scorecard reviews your cash flow, income protection, children, legal basics, and emergency instructions.

How To Score

Give yourself 1 point for every statement that is complete. Answer No or Not Sure? Give yourself 0 points. Then total your score out of 25.

THIS IS NOT ABOUT SHAME. THIS IS ABOUT STRATEGY.

THE 25-POINT FAMILY PROTECTION SCORECARD

The 25-Point Checklist

CHECK ONE BOX FOR EACH COMPLETED STATEMENT. EACH CHECK = 1 POINT.

YOUR SCORE RESULTS:

0-8 Points - Exposed

A disruption could create immediate financial,

legal, or caregiving stress. This is not failure; it is a

clear signal to build the essentials now.

FOCUS FIRST

Emergency cash, life insurance, beneficiaries,

guardian plan, key documents

9-16 Points - Partially Protected

You have some pieces in place, but important gaps

could still cause delays, confusion, or financial

strain. Welcome to the cleanup stage.

FOCUS FIRST

Coverage review, document vault, child

instructions, 90-day plan

17-21 Points - Strong Foundation

Many important protections are in place. Now

tighten the weak spots, confirm everything is

current, and build beyond basic protection.

FOCUS FIRST

Annual reviews, savings, current legal

documents, wealth-building

22-25 Points - Legacy Ready

Your family has a strong protection system. Shift

from preparation to optimization so your plan

supports wealth transfer and long-term legacy.

FOCUS FIRST

Tax-aware planning, child wealth, property,

business, annual legacy review

FOLLOW US

CONTACT:

LEGAL